If you have moved recently or your credit report is showing an incorrect address, you’ll need to take action to correct the error. An incorrect address on your credit report can lead to a lower credit score and make it harder to get approved for loans and lines of credit.
You have the legal right to dispute any information on your credit report that you believe incorrect if you discover such information. According to the Fair Credit Reporting Act (FCRA), anyone who provides information to a credit reporting agency and the credit reporting agencies themselves has a legal obligation to
Identity theft occurs when someone uses your personal information without permission to commit fraud or other crimes. This can happen in some ways, including through data breaches, phishing scams, or simply stealing your wallet or purse. Once someone has your personal information, they can use it to open new accounts
Fico is a credit reporting agency that provides customers with their credit scores. This number is used to help lenders determine the risk of lending money to an individual. A high credit score means you’re a low-risk borrower, while a lower score indicates you’re a higher-risk borrower. If you are
Let our years of experience and passion for education empower your financial freedom
© 2021 All rights reserved