What is a hard inquiry? A hard inquiry is when a lender checks your credit report when applying for a loan or credit card. This can lower your credit score because it’s a sign of risk. Too many hard inquiries can make getting approved for loans and credit cards harder.
The world has changed a lot in the past ten years. In today’s day and age, it’s vital to be proactive about guarding your credit report. Here are four reasons why an identity guard credit report is so important: To prevent identity theft. Identity theft is on the rise, and
Your credit report is one of the most important things about your financial health. Lenders use a record of your payments, debts, and credit history to determine whether or not to give you a loan. That’s why it’s essential to ensure no errors in your report. If there are errors
IdentityIQ is a credit report monitoring service that helps you stay on top of your identity theft risk and protect your credit score. By monitoring your credit report for signs of fraud or identity theft, IdentityIQ can help you catch any problems early and take steps to prevent further damage.
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