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FHFA to replace Classic FICO with more inclusive credit model
Credit News

FHFA To Replace Classic FICO With More Inclusive Credit Model

Sandra Thompson, the FHFA’s director, said during the recent Mortgage Bankers Association (MBA) Annual Conference that having two different credit score models will give investors a more accurate picture of risk and help them make better investment decisions. Thompson stated that the newer models are much more inclusive, as they

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Are you on track with your retirement savings
Credit Tips

Are You On Track With Your Retirement Savings?

Even if you have substantial savings, and a retirement plan, you might still doubt whether you are saving enough for retirement. Retirement savings is dependent on the time you have left before you retire.    If you’re in your 20s, you might not even be thinking of any savings for

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Purchases You Didn't Know Were Tax Deductible
Credit Tips

Purchases You Didn’t Know Were Tax Deductible

Everyone pays taxes, although some don’t know what forms of taxes they pay. However, even for these items with embedded taxes, some items are deductible from the income taxes. Some of these are familiar objects and things that we take for granted and don’t even know can be deducted from

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