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Managing your debt-to-income ratio (DTI) is crucial to maintaining a healthy financial life. A high DTI can impact your credit score, making getting approved for credit or loans challenging and resulting in higher interest rates. Your debt-to-income ratio (DTI) compares your monthly debt payments to your monthly income. To calculate

Filing for bankruptcy is a stressful process that can have severe consequences for your future finances and relationships. It’s vital to remember that filing for bankruptcy is not the end of the world. You can rebuild your credit after bankruptcy with the right advice and hard work. Here at The

Establishing credit is vital to achieving long-term financial security, but doing so can be challenging for those with little or no credit history. Lenders and credit card firms can only evaluate your risk as a borrower with a credit history. Fortunately, there are actions you may take to initiate the