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How does a charge-off affect your credit
Credit News

How Does A Charge-off Affect Your Credit?

Credit card companies, like all lenders, have strict guidelines for determining who is likely to repay a loan or pay off their credit cards. If you fail to make regular payments on your credit cards and other debts, you may eventually receive notice from the company that (1) they are

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How Divorce Impacts Your Credit Score
Credit News

How Divorce Impacts Your Credit Score

Divorce may be an emotionally and financially draining process. And one of the most significant impacts that divorce may have on your credit score is through joint accounts. If you shared an account with your ex-spouse, it is likely still listed on both of your credit reports. This could negatively

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Can You Pay to Remove a Bad Credit Report
Credit News

Can You Pay to Remove a Bad Credit Report?

Bad credit can have profound implications. It can make it challenging to obtain a loan, rent an apartment, or even find work. When you have bad credit, you may be wondering if you can pay to have a bad credit report erased. An adverse credit report contains information about your

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Why You Need to Have Proper Bookkeeping
Bookkeeping

Why You Need to Have Proper Bookkeeping

If you have a business, you need to file different papers and documents to government agencies. You also need to pay taxes. Every sale has a tax component and you have to report that at the end of the quarter or the year. Keeping track of transactions is done through

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