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Credit card companies, like all lenders, have strict guidelines for determining who is likely to repay a loan or pay off their credit cards. If you fail to make regular payments on your credit cards and other debts, you may eventually receive notice from the company that (1) they are

Divorce may be an emotionally and financially draining process. And one of the most significant impacts that divorce may have on your credit score is through joint accounts. If you shared an account with your ex-spouse, it is likely still listed on both of your credit reports. This could negatively

Bad credit can have profound implications. It can make it challenging to obtain a loan, rent an apartment, or even find work. When you have bad credit, you may be wondering if you can pay to have a bad credit report erased. An adverse credit report contains information about your